Personal Accident Insurance

Group Personal Accident Insurance Solutions

Group personal accident insurance covers your company against senior executives and / or employees being unable to work because of injuries sustained through an accident or illness. It's also seen as a great staff benefit, whilst being very cost-effective to provide.

We'd advise that you consider this insurance as it covers you against events such as accidental death, permanent disablement, loss of limbs and regular income for temporary inability to work. Cover can also be arranged for loss of fingers, toes, hearing or speech. It can protect employees whilst travelling to / from or at work, at home or abroad, and protects the company against the financial effects resulting from the loss of employee services caused by serious accidents.

Do I need it?

You may not have considered this before, but if you've a number of employees, we'd recommend that you check whether you're fully insured.

Group personal accident insurance is important if you want to insure yourself for employee-related accidents and also provide a package of benefits for your staff and their dependents.

To make sure that you're not exposed to any risk, we've outlined some key points below so you can make an informed decision on this important issue.

A typical policy will cover your company for:

• Death
• Loss of one or more limbs
• Total and irrecoverable loss of all sight of one or both eyes
• Permanent total inability to attend to any occupation or business
• Temporary total inability to attend to usual occupation or business

The cover is completely flexible and can be tailored to suit your specific situation.

To help ensure that you're well-protected, we'll advise and provide you with the most effective cover.

If you'd like to find out more about how we can help you with Group Personal Accident Insurance please contact a member of our team for an informal, friendly discussion.

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