Business Travel Insurance

Annual Business Travel Insurance will provide effective protection for your company's most important asset - you and your employees.

We'd advise that you look at Business Travel Insurance if you and your staff travel regularly abroad on business. Premiums are usually based on the level of cover required and the normal travel pattern for the business, plus limits can be tailor-made to suit the particular needs of your company operations. This can also be extended to include personal travel insurance added on at the end of business trips, and for partners and families accompanying any employee for pleasure purposes.

Do I need it?

You may not have considered this before, and like many other people, assume that a general holiday travel insurance policy will insure you for business travel. The truth is, if you don't have the right level of cover you may not be fully insured - putting yourself and your company at risk, so we'd recommend that you check whether you have the most effective protection in place. 

To make sure that you're not exposed to any risk, we've outlined some key points so you can make an informed decision when taking out your next travel insurance policy.

A typical Business Travel Insurance Policy will cover your company for:

• Medical Expenses (including repatriation)
• Cancellation and Curtailment
• Personal Accident
• Personal Liability
• Personal Baggage (including valuable items)
• Business Equipment (including laptops and PDAs, samples and emergency costs of courier service for replacement of essential equipment)
• Cost of hire of any essential equipment lost or damaged
• Cost of replacing any employee who is injured or ill
• Sports Equipment (including golf clubs)
• Money, including business money and documents
• 24/7 Emergency Assistance (including emergency medical advice)

The cover is completely flexible and can be tailored to suit your specific situation.

To help ensure that you're well-protected, we'll advise and provide you with the most effective cover.

If you'd like to find out more about how we can help you with Business Travel Insurance please contact a member of our team for an informal, friendly discussion.

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